Identity Theft Prevention
LA DOTD Federal Credit Union recently partnered with LifeLock, the leading provider of identity theft prevention services and the first proactive program available at an affordable and reasonable price!  Here are some of LifeLock's benefits...

• LifeLock is backed by a $1 Million total service guarantee.
• Reduces pre-approved credit offers.
• Reduces the amount of junk mail you receive.
• Requests free credit reports.
• Plus more!

Most importantly, LifeLock places alerts on your credit reports with all THREE major credit bureaus. These alerts ensure that when thieves, or anyone else, apply for new credit with your name, change your address, expand your credit lines, get insurance, utilities and more, you will be notified directly for their approval before anything happens — preventing the identity theft itself.

To sign up or to receive more information, click here or call 1-877-LIFELOCK (543-3562).

Fraud Alert…Don’t Get Hooked!
“Phishing” is the online scam that hopes you’ll bite and give out personal information that can be used to steal your identity. Emails claim to be from companies that you trust like PayPal, Visa, Internet Service Providers, the IRS and financial institutions.  Currently, there are two common Internet “phishing” schemes:   

• An email instructs you to provide personal account information online. You are linked to a false web site that’s been constructed to resemble that of the real company and you are told to verify certain information.
• An email instructs you to call a special phone number.  Once you call, an automated system asks you to verify your identity by punching in your credit card number and PINs to verify your information. 

The fake email may have one of these messages: 

“We suspect an unauthorized transaction on your account.  To ensure that your account is not compromised, please click the link below and confirm your identity.”

“During our regular verification of accounts, we couldn’t verify your information.  Please click on the link or call the toll-free number to update and verify your information.” 

Scammers want information such as: your social security number, credit union or bank information, PINs, and date of birth.  LA DOTD Federal Credit Union will NEVER ask you for your account information through email or a phone call.  However, if you initiate the call, we will ask for some identifying information before we disclose any information on your accounts.  This also protects you from thieves who want to access your accounts. 

If you receive any emails that appear to be from LA DOTD Federal Credit Union requesting you to verify your confidential information you should: 

• Treat the email with suspicion and do not reply to the email or open any attachments contained in the email.
• Do not dial any phone number contained in the email or click on a link within the email message.
• Call the LA DOTD FCU Call Center at 225-387-5646 or 800-436-8328.