Vehicle Loans
You should only have to shop for the car, not for your car loan. With our great rates, flexible terms and 100% financing, we can have you behind the wheel of your dream car in no time!

Get preapproved by us before you start car shopping. Apply online and get a response in seconds! Use our online calculator to help determine your monthly payments. Ask the dealer to fax over the purchase order to us and you’re done with the exception of signing the papers.

• Payroll deduction and automatic transfers available.
• Protect your family from unnecessary financial burdens with credit life and disability insurance.
• Protect your investment with Guaranteed Asset Protection or GAP which covers the difference between the vehicle’s value and the amount you still owe in the event your vehicle is stolen and isn’t recovered or is totaled in an accident and can’t be repaired.
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Vehicle Loan Specials
The EDGE Program from Brian Harris Chevrolet is an exclusive offer to LA DOTD Federal Credit Union members on the purchase of a new or used vehicle.  Members will pay only $75 above invoice for their vehicle!  Contact your LA DOTD Federal Credit Union loan officer at 225-387-5646 or call Patrick McKay at Brian Harris Chevrolet for more details. 

The BIG STAR program with All Star Nissan extends an exclusive offer on the purchase of a new or pre-owned vehicle to LA DOTD Federal Credit Union members.  Members will pay only $100 above invoice for their vehicle!  Credit Union members must make contact with Tony Messina at All Star Nissan at 225-272-9330, 225-610-0855 or amessina@allstarautomotive.com.  If Tony Messina is not available, let the sales manager know that you are a LA DOTD Federal Credit Union member and are covered under The Big Star Program.  Members will also receive 5% discounts on labor in All Star Nissans service department and 10% discounts on parts in All Star Nissans parts department.  Call today for pre-approval at 225-387-5646. 

Consumer Loans
We want to be your one stop shop for loans at the Credit Union. With our great rates and flexible terms, we have the perfect loan to help you meet your goals. Some of the different types of loans we offer include:

• New and used vehicle loans
• New and used boat loans
• New and used motorcycle loans
• New and used 4-wheeler loans
• New and used mobile homes
• New and used equipment loans
• New appliances and electronics loans
• Computer loans
• Signature loans
• Certificate or share secured loans.
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Student Loans
If you’re wondering how you can pay for college, look no further than your Credit Union. We are a partner lending institution with Panhandle-Plains Higher Education Authority, a respected non-profit corporation that offers Stafford and Plus loans.

You can get a copy of the Free Application for Federal Student Application (FAFSA) by clicking here. Make sure you indicate LA DOTD Federal Credit Union lender ID number 831681000.

Visa Credit Cards
Our Visa Platinum and Gold credit cards are packed with value. Enjoy more purchase power with our generous credit lines while you save money with our low variable interest rates. We’ve even included Visa enhancements you will actually use such as auto rental insurance and a year-end summary statement. With just a touch of a button you can securely view your credit card information online including recent transactions and statements. Click here to enroll in Visa online.

It pays to have a LA DOTD FCU Visa card. With our new Rewards2U program, you’ll earn reward points redeemable for exciting travel and premium gift awards every time you use your Visa. View the exciting rewards to select from such as roundtrip airline tickets, gift certificates, ringtones, name brand electronics, and more click here.  The Rewards2U Redemption Center phone number is 1-888-279-3728.  To transfer Rewards2U points to family members click here for printable form.  To combine card points, click here for printable form.  These forms may be mailed or faxed to: Attn: Mariah, 1620 South Range, Denham Springs, LA 70726 or 225-791-5318

If you carry balances on credit cards from other financial institutions you’re probably paying more than you should. Click here to pay off your higher rate credit cards with our Visa and save.

Shop online securely with Verified by Visa which protects your Visa credit card with a personal password, giving you reassurance that only you can use your Visa card when purchasing online at participating Verified by Visa merchants. Click here to enroll in Verified by Visa.

• Low variable rates.
• Generous credit lines.
• No annual fee.
• 20-day grace period on purchases.
• Rewards2U points.
• Auto rental insurance.
• Year-end summary statement.
• Online credit card access.
• Verified by Visa protection.
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Visa rates and disclosure.

Visa payments will be due around the 16th of the month.  Always check your statement to verify your payment due date.  Payments can be made at the Credit Union, online or mailed to Visa, P.O. Box 672051, Dallas, Texas, 75267-2051.  For inquiries or to report lost or stolen cards please call the 24 hour Visa member service number at 1-800-442-4757.