|
Rates current as of July 2, 2008
|
Savings Rates |
|
Share Accounts |
Rate |
APY |
|
$0.00 - $4.99 |
0.00% |
0.00% |
|
$5.00 - $4,999.99 |
1.00% |
1.01% |
|
$5,000.00 - $14,999.99 |
1.00% |
1.01% |
|
$15,000.00 - $24,999.99 |
1.00% |
1.01% |
|
$25,000.00 & up |
1.00% |
1.01% |
|
|
|
Special Accounts |
Rate |
APY |
|
|
0.50% |
0.50% |
| |
|
Holiday Club Accounts |
Rate |
APY |
|
|
0.50% |
0.50% |
|
| |
|
IRA Share Accounts |
Rate |
APY |
|
$0.00 - $4.99 |
0.00% |
0.00% |
|
$5.00 - $2,499.99 |
2.50% |
2.53% |
|
$2,500.00 - $4,999.99 |
2.50% |
2.53% |
|
$5,000.00 - $9,999.99 |
2.50% |
2.53% |
|
$10,000 & up |
2.50% |
2.53% |
|
|
|
|
|
e-Power |
Rate |
APY |
|
$0.00 - $25,000.00 |
4.17% |
4.25% |
| $25,000.01& up |
1.00% |
1.00% |
| If all qualifiers are not met |
0.25% |
0.25% |
| Click here to learn about e-Power and the qualifiers |
|
Performance Checking |
Rate |
APY |
|
$0.00 - $4.99 |
0.00% |
0.00% |
|
$5.00 - $4,999.99 |
1.25% |
1.26% |
|
$5,000.00 - $14,999.99 |
1.40% |
1.41% |
|
$15,000.00 - $24,999.99 |
1.50% |
1.51% |
|
$25,000.00 & up |
1.60% |
1.61% |
| You will incur a $5 monthly service charge if your balance goes below $2,500 and a $10 monthly service charge if your balance goes below $1,000. |
| |
|
Share Certificate Rates |
|
Share Certificates |
Rate |
APY |
|
6 Month Certificate |
3.25% |
3.30% |
|
12 Month Certificate |
3.50% |
3.56% |
|
24 Month Certificate |
3.75% |
3.82% |
|
36 Month Certificate |
4.00% |
4.07% |
|
12/6 Month Certificate |
3.40% |
3.45% |
Jumbo Certificate- $100,000 and up
*Dividends payout at maturity. Non-renewable. 90 day early withdrawal penalty. |
Call for rate. |
Call for rate. |
|
|
|
IRA Share Certificates |
Rate |
APY |
|
12 Month IRA Certificate |
3.50% |
3.56% |
|
24 Month IRA Certificate |
3.75% |
3.82% |
|
36 Month IRA Certificate |
4.00% |
4.07% |
|
Jumbo Certificate - $100,000 and up*
*Dividends payout at maturity. Non-renewable. 90 day early withdrawal penalty. |
Call for rate. |
Call for rate. |
|
|
|
|
|
*Share certificate rates are subject to change without notice. Call (800) 436-8328 for more details.
Early withdrawal penalty may apply. Minimum deposit is $500. |
| |
|
|
|
Business Services Rates |
| Business Savings Accounts |
Rate |
APY |
|
$0.00 - $4.99 |
0.00% |
0.00% |
|
$5.00 - $4,999.99 |
1.50% |
1.51% |
|
$5,000.00 - $14,999.99 |
1.50% |
1.51% |
|
$15,000.00 - $24,999.99 |
1.50% |
1.51% |
| $25,000.00 & up |
1.50% |
1.51% |
|
|
|
Business MasterCard |
Rate |
|
| |
11.75% |
|
| |
|
|
|
Business Checking Accounts* |
Rate |
APY |
|
$0.00 - $2,499.00 |
0.00% |
0.00% |
|
$2,500 & up |
1.00% |
1.01% |
| |
|
|
|
Business Non-Profit Checking Accounts |
Rate |
APY |
|
$0.00 - $2,499.00 |
0.00% |
0.00% |
|
$2,500 & up |
1.00% |
1.01% |
|
|
|
Consumer Loan Rates |
| Secured Loans |
Term** |
|
| New Vehicle, Boat, and Motorcycle |
Up to 60 months |
5.50% |
| New Travel Trailer and Motor Home |
84 months |
7.50% |
|
120 months |
8.50% |
| Used Vehicle, Boat and Motorcycle*** |
Up to 60 months |
5.50% |
| Used Travel Trailer and Motor Home*** |
84 months |
8.50% |
|
120 months |
9.50% |
|
ATV, Equipment and Computer |
|
7.50% |
|
48 to 60 months |
8.50% |
| |
|
|
| Other Loans |
Term** |
|
| Signature Loans (unsecured) |
12 months |
7.00% |
|
24 months |
8.00% |
|
36 months |
9.00% |
|
48 months |
10.00% |
|
*Your interest rate is determined by your credit history and the length of the loan.
**Other terms may be available. Term of loan determined by loan underwriting guidelines.
***5 years old or less. Call for terms and rates on older models.
|
|
|
|
|
Line of Credit Loan Rates |
| |
|
| Visa Platinum and Gold Credit Card (variable rate) |
8.25% - 18.00% |
| Line of Credit (overdraft line of credit) |
10.00% |
| Share Secured Loans |
5.00% |
| Share Certificate Secured |
2.00% above share certificate rate |
| |
|
|
| |
Term |
|
| Home Equity LOC (80% LTV) |
10 year |
7.00% |
| Home Equity LOC (80% LTV)** |
15 year |
7.50% |
|
Home Equity - Rates change daily. Call (800) 436- 8328 x701120 or x701116. |
| Unimproved Property (up to 80% LTV)*** |
10 year |
7.00% |
| Unimproved Property (up to 90% LTV)*** |
15 year** |
8.00% |
|
Mobile Home - Rates change daily. Call (800) 436-8328 x701116 or x701120. |
|
Mortgages - Rates change daily. Call (800) 436-8328 x701116 or x701120. |
| |
|
*Your interest rate is determined by your credit history and the length of the loan.
**15 year term available only on loans greater than $15,000.
***Your loan to value is determined by your credit history. |
|
